We are your Income Distribution Specialists

At Fortunium Wealth Management, we recognize the significance of preparing for retirement, especially as individuals approach their 50s. Retirement planning requires a shift in focus from accumulating wealth to creating a reliable and sustainable income throughout retirement.

Our process begins with a detailed assessment of the client’s current financial situation, retirement goals, and expected expenses. We evaluate factors such as savings, Social Security benefits, pensions, and other potential income sources. Using this information, we identify the most suitable income strategy tailored to the client’s needs and lifestyle.

Tax efficiency is a key component of our retirement planning approach. We design income strategies that consider the tax implications of withdrawals from retirement accounts, Social Security, and other income streams. This helps clients manage their income effectively while minimizing unnecessary tax burdens.

The plan is then implemented with a focus on balancing income needs, longevity, and the client’s desire to leave a legacy. We work with the best available income-generating products and strategies, such as annuities, dividend-paying investments, and systematic withdrawal plans, to create a comprehensive retirement income plan.

Finally, we continuously monitor and review the plan to ensure it remains aligned with the client’s evolving needs and market conditions. This ongoing process allows us to make adjustments as necessary, providing clients with a structured and adaptable approach to retirement income.

Our goal is to help retirees create a retirement income plan that not only supports their lifestyle but also incorporates tax strategies and provisions for leaving a financial legacy to beneficiaries.

Plan retirement in Apollo Beach, Sun City Center, Ruskin